Wellness plans and pet insurance are two different options to help make your pet’s healthcare more affordable. There are distinct benefits to both of these options, but it's important to understand the differences between them. Here, our Rockland County vets explain more about wellness plans and pet insurance.
Protecting your pet's future
Both wellness programs and pet insurance policies have advantages, but they are not the same. Whether you choose a wellness plan or pet insurance, it's critical to understand what services your pet is and isn't covered for. You won't be out of pocket when you see your veterinarian or need to budget for your pet's veterinary care if you grasp these possibilities.
What is a wellness plan?
Wellness plans make it easier for you to cover the cost of routine veterinary care and, unlike pet insurance, you only pay for the treatments and services you use throughout the year.
By paying a small monthly fee rather than a big sum each visit, wellness plans allow you to take a more proactive approach to veterinary treatment. These plans assist your veterinarian in detecting early indicators of any problems or diseases that your pet may be suffering from before they become more serious and costly to treat.
What does a wellness plan cover?
Generally, wellness plans cover routine vet care including wellness exams, parasite preventives, annual blood testing and vaccines. Improving and maintaining the standard of your pet’s overall health during their lifetime is easier because these plans spread out the cost of routine vet care.
What is pet insurance?
Should your pet require emergency veterinary care, pet insurance helps you to take care of the cost of treatment.
Emergency treatment or treating an illness like cancer or diabetes can become very expensive. If you have pet insurance it means you will have financial help to pay the bills for any conditions and accidents that are covered by your pet insurance policy.
What does pet insurance cover?
Pet insurance coverage varies, but most plans cover treatment for illnesses or emergency treatment in the event of an accident. Prescription drugs, as well as the treatment of inherited and congenital diseases, as well as orthopedic issues, may be covered by some policies.
How do I choose which option to buy?
Making sure you know exactly how wellness plans and pet insurance can benefit you and your pet can help you decide which is right for you. Some pet owners choose either a wellness plan or pet insurance while others subscribe to both to ensure their pet has complete coverage.
If you aren't sure which coverage is right for you, ask your vet. They can help you decide based on your pet's particular needs and concerns.